Community Development Block Grant (CDBG) Division


The City of St. Charles receives Community Development Block Grant (CDBG) funds that have been provided by the U.S. Department of Housing and Urban Development through St. Charles Urban County as a participating jurisdiction.
 
The amount is determined by the weight of population, economic distress, and age of housing.  All funds must be used to meet specific national objectives, which are:
     1. To benefit low and moderate income households
     2. To remove slum and blight
     3. To meet an urgent community need

Grant guidelines also list eligible activities.  Some activities may be eligible but cannot be funded because they do not meet one of the national objectives.

A major ongoing activity that is included in the CDBG budget each year is the Home Improvement Loan Program.  Public Works projects in low income neighborhoods have also been funded including upgrading streets, sidewalks, stormwater facilities, and sanitary sewer facilities.

A Code Enforcement Officer is assigned to the CDBG eligible neighborhoods to assist with the Home Improvement Loan Program and other activities.

The Community Development Block Grant (CDBG) Program principally benefits low and moderate- income households by providing the community with resources to revitalize neighborhoods, affirmatively furthering Fair Housing and economic opportunities, and/or improve community facilities and services.
  
Several boards and commissions are supported by staff members from the Community Development Block Grant Division.  These Include:
  • Citizens With Disabilities Advisory Board
  • Fair Housing Commission

Home Improvement Loan Program


The City of St. Charles' Home Improvement Loan Program (HILP) provides a 5-year forgivable no interest loan to eligible residence to make repairs and improvements to their owner-occupied property. Low or no interest loans to eligible residents to make repairs and improvements to owner-occupied property.  Including handicapped accessibility.
First Time Home Buyer Program
The City of St. Charles issues down payment assistance of up to $5,000 for qualified 1st-time home buyers.
Accessibility Program
With this program you can receive grant funds to assist with some or all of the costs to make accessible home modifications such as: wheel chair ramps, stair lifts, grab bars, and other minor home repairs.
Other Non-City Public Services Funded by CDBG
The City of St. Charles has contracted with other local agencies to administer a variety of public services for low- to moderate-income city residents. For more information on these services, please contact these agencies directly.

Special Notes